The recent hurricane that ravaged Florida’s East Coast brought with it some significant property damage to residents of Melbourne and Palm Bay. While we skirted most of the damage here in Brevard County, those in the northern portion of the state were not as lucky. Severe to profound flooding occurred up the coast and many people were simply not prepared for the storm. How do your family fare? Were you prepared for the torrential winds and rain? Did you have the necessary homeowners’ insurance to cover any damages or losses to your property? A Mother’s Touch Movers, Melbourne’s top professional moving company for residential properties and commercial business alike, has a vested interest in more than just your move. We want you to experience the life you have always dreamed of and are glad to assist you with packing and moving your valued belongings. It is because of this that we want you to be prepared for everything life on the Space Coast could possibly throw at you.
Many factors are involved in the moving process. From choosing a place to live and preparing to uproot, there is so much to consider. Do you have all the paperwork in order? Have you made all the necessary address changes to facilitate an easy transition? Have you canceled utilities and set up services at your new home? With so much to keep in check, it is easy to let things slip. One thing that you must keep in mind is home insurance.
According to the esurance website, most lenders want to know that you have at least one year of homeowner’s insurance paid for prior to closing on your new home. Just how much insurance is required is typically left up to the lender. When considering coverage, it pays to know what is covered in your policy. Your chosen lender wants to know that you can rebuild or replace your property should you experience a catastrophe. So…are you covered enough to do so?
Most policies cover the same general things: damage from fires, damages resulting from winds or hail, smoke damage, HVAC and other home appliance problems, etc. It is extremely important to know what your particular policy covers and know your rights. Your house is more than a dwelling space; it is your home. Here at A Mother’s Touch Movers, we want you to be confident that no matter what life throws at you, you will be covered.
